Ongoing wealth advisory: a dedicated professional, paid only by you
Your wealth, followed with method and continuity: personalised recommendations, a digital platform, risk control.
Technology where it helps, a person where it matters
We use technology to raise the level of service, reduce costs and increase transparency. But we know the human relationship is essential to understand your situation and your goals — and to hold the course when markets put it to the test.
Online advice
Video calls and efficient digital communication.
Digital recommendations
Straight to your account, one-click acceptance.
Dedicated professional
A certified advisor always at your side.
Reporting 24/7
Professional monitoring on the WealthView platform.
Every recommendation, from notification to execution
All digital, all documented, all under your control. Your assets never leave your account.
Recommendation
We prepare the recommendation in line with your risk profile.
Notification
You receive it by email and in the client area, with the reasoning.
Decision
You accept or decline with a single click. You always decide.
Execution
Your bank automatically executes the transaction on your account.
Five principles that never change
Clear goals before anything else
What is this money for, when, with how much risk. Without goals there is no strategy — only a list of positions.
Strategic asset allocation and global diversification
The split across asset classes is the main driver of long-term results — diversified across geographies and currencies.
Risk control
Risk is measured before chasing return: volatility, VaR, concentrations. The portfolio is sized to your profile and monitored over time.
Discipline, zero emotion
Rules defined in advance and always applied: periodic rebalancing, decisions grounded in evidence.
Value for money, in everything
What matters is not what it earns but what you keep: every cost — of the instruments and our own — must be justified by the value it produces. Efficient instruments only.
A rigorous, documented, repeatable process
Wealth Advisory integrates every phase of the method into a single ongoing service.
Investment policy
From planning comes the investment policy: strategic allocation, deviation bands for the weights, concentration limits. The portfolio's anchor — with its rules, decided in advance.
Market view and tactical asset allocation
Periodic analysis of the environment — growth, inflation, rates, geopolitics — and disciplined adjustments within the policy bands: adapting to the market without turning the plan into a bet.
Implementation
Selection of the most efficient instruments for each exposure, weighing costs, liquidity and the quality of the instrument.
Monitoring and reporting
Continuous risk control — volatility, VaR, concentrations — and reporting on our WealthView platform: performance against benchmark, risk, costs. The numbers are there for you, always.
Rebalancing
Periodic, disciplined rebalancing to bring the portfolio back inside the policy bands.
A plan to follow, always. In moments of euphoria and in moments of fear.
A service, not a catalogue
Working with an independent advisor changes the nature of the relationship: there are no products to place and no campaigns to meet. There is a plan, a process and a responsibility — your situation, followed over time. And behind every recommendation: twenty-five years of institutional markets and the CIIA, CAIA and FRM certifications.
- Analysis of your risk profile and goals
- Personalised recommendations with their reasoning
- Professional reporting on the WealthView platform
- Disciplined periodic rebalancing
- Market view and macro updates
- A certified professional, always reachable
A fair price. Agreed in advance.
We work exclusively for a fee: it is our only compensation, set out in the proposal, before any commitment. We receive no commissions, retrocessions or incentives from the products we recommend — by law and by contract.
We offer a professional, high-value-added service at one of the most competitive prices. And we apply to ourselves the principle European regulation now demands of financial products — value for money: every euro of cost must be justified by the value you receive. It holds for the instruments we recommend, and it holds for our fee.
No hidden costs, no lock-in, cancel freely at any time.
Do you know what you pay today?
Set your invested wealth and the current cost of your bank portfolio — the true number is in the costs and charges statement (MiFID II) you receive every year. The comparison is with an all-in cost — fee plus instruments — assumed at 1% per year: a typical value, not a price list. It is not about paying less: it is about knowing what you pay, and what for.
Not sure what you pay? It is written in the MiFID costs statement: ask your bank for a copy, or bring it to us — we will read it together, free of charge. The 1% is an illustrative assumption of the overall cost; the exact fee is set out in the quote, based on wealth and services. Calculated at an equal gross return of 3.5% per year; this is not a promise of returns.
The practical things
Do I have to change bank to work with you?
No. Your assets stay where they are, in your account and in your name — at the bank you choose, and it can be more than one. We have no power of disposal over your accounts: at most, if you choose it, view-only access for reporting. You decide and execute every transaction.
Why ongoing advice rather than a one-off consultation?
Because planning is a process, not an event. Life changes, markets change, the portfolio drifts on its own: the value lies in keeping everything aligned over time — like periodic check-ups, not a single visit. For a specific question there is always Spot Advisory.
What do I need to get started?
Just the free introductory call. For the analysis that follows, your portfolio documents (statements and reports) are enough: we tell you exactly what is needed.
How often do we talk?
Periodic meetings are part of the service, alongside recommendations and always-available reporting. And when markets get rough, we are there — it is part of the job.
Do I need substantial wealth to work with you?
No. You need a situation where independent advice can create more value than it costs: that is exactly what we verify together, free of charge, in the first call. If it is not your case, we tell you.
What does the fee cover?
It remunerates three things: the analysis (portfolio, goals, risk), the meetings and availability over time, and the recommendations with their reasoning. That is all: no cost you do not see in advance.
How much does it cost?
An annual fee agreed before starting, based on wealth and services. The exact quote depends on your situation and is defined after the first free call.
Are there lock-ins or exit penalties?
No. The relationship can be terminated freely, without penalties. If you do not follow a recommendation, no problem: you always decide.
How do I verify you are truly independent?
On the website of the Italian supervisory body (OCF): AC Advisor is on the register of independent financial advisors under no. 1145 — a section reserved for those who, by law, cannot receive compensation from third parties.
Let's talk about your portfolio.
A free, no-obligation call to see whether this service is right for you.
Request a private conversation → or write to info@acadvisor.eu